Last Reviewed
October 9, 2026
This review covered US merchant fee inputs only. Other markets and consumer fees have separate review dates and scopes; see the public rate update log.
US official page updated: October 1, 2026
PayPal Payment Methods Fee Comparison
Compare PayPal payment paths for the same amount and market, including fees, net receipts and gross-up totals. Availability differs by product; this is not a processor comparison.
Evidence Layer
How This PayPal Fee Type Comparison Works
This page compares the tracked PayPal fee rows for one market on the same amount so users can see cost differences between supported PayPal payment types.
Evidence Mode
Official Direct Mapping Where Listed
Each supported row is calculated from the tracked market-specific PayPal fee data. Unsupported rows are explicitly labeled instead of being treated as zero-fee options.
Coverage
One Market, Multiple PayPal Fee Types
Use this page when your real question is not a single fee amount, but which PayPal payment type leaves the lowest fee or lowest gross-up requirement.
Official Source Pages
The US APM row covers only the all-other-APMs tier, not named payment methods or payment links and buttons. Check the official schedule for those products.
This page compares only the fee rows currently tracked for the selected market.
Friends & Family is handled on its own dedicated calculator because personal-transfer logic needs different inputs than standard merchant fee rows.
PayPal Fee Comparison Results
PayPal Checkout, Venmo, or PayPal Guest Checkout.
US domestic payments in USD only. The rate follows the checkout option used, not just the linked card. International surcharges and currency conversion are excluded. Availability depends on the invoice and client. Official PayPal fees
Lowest Calculated Cost Among Listed Paths
Not a recommendation to change payment type. Donation, charity and other special rates require eligibility; a personal transfer is not a substitute for a sale.
Instant Transfer (Withdrawal)
Lowest fee on the selected amount: $1.50
| Fee Type | Status | Fee | Net | Gross |
|---|---|---|---|---|
| Instant Transfer (Withdrawal) Official rule: Instant Transfer (Withdrawal) (paypal-US-instant_transfer-USD, v1) | Verified 2026-10-09 Domestic transaction in the listed receiving currency; currency conversion excluded. | Tracked | $1.50 | $98.50 | $100.00 |
| Charity Transactions Official rule: Charity Transactions (paypal-US-charity-USD, v1) | Verified 2026-10-09 Only applies to accounts approved for this pricing program. | Tracked | $2.48 | $97.52 | $100.00 |
| Send/Receive Money for Goods & Services Official rule: Send/Receive Money for Goods & Services (paypal-US-goods_services-USD, v1) | Verified 2026-10-09 Domestic transaction in the listed receiving currency; currency conversion excluded. | Tracked | $2.99 | $97.01 | $100.00 |
| PayPal Checkout for Donations Official rule: PayPal Checkout for Donations (paypal-US-donation-USD, v1) | Verified 2026-10-09 Domestic transaction in the listed receiving currency; currency conversion excluded. | Tracked | $3.38 | $96.62 | $100.00 |
| PayPal Checkout Official rule: PayPal Checkout (paypal-US-paypal_checkout-USD, v1) | Verified 2026-10-09 Domestic transaction in the listed receiving currency; currency conversion excluded. | Tracked | $3.98 | $96.02 | $100.00 |
| Invoice: paypal Official rule: Invoicing Transaction Rates (paypal-US-invoicing-paypal-USD, v1) | Verified 2026-10-09 Domestic USD invoicing only; currency conversion excluded. | Tracked | $3.98 | $96.02 | $100.00 |
| PayPal Guest Checkout Official rule: PayPal Guest Checkout (paypal-US-guest_checkout-USD, v1) | Verified 2026-10-09 Domestic transaction in the listed receiving currency; currency conversion excluded. | Tracked | $3.98 | $96.02 | $100.00 |
| Micropayments Official rule: Micropayments (paypal-US-micropayments-USD, v1) | Verified 2026-10-09 Only applies to accounts approved for this pricing program. | Tracked | $5.08 | $94.92 | $100.00 |
| PayPal Pay Later Official rule: PayPal Pay Later (paypal-US-pay_later-USD, v1) | Verified 2026-10-09 Domestic transaction in the listed receiving currency; currency conversion excluded. | Tracked | $5.48 | $94.52 | $100.00 |
How to Compare PayPal Payment Fees
Compare Listed Types First
Compare only paths available for your transaction. Checkout, invoices, donations and withdrawals serve different purposes; a lower listed fee does not make them interchangeable. This table contains PayPal paths only, not Stripe or other processors.
Unsupported Is Not Free
If a type is not listed for the selected market, the table marks it as unsupported rather than pretending it has no fee.
Use Reverse Mode for Pricing
Reverse mode is the better view when your real question is how much to charge so the post-fee amount still lands on your target.
Related PayPal Fee Pages
Use these pages when the fee type question turns into a workflow-specific calculator.
PayPal Fee Calculator
Return to the main calculator when you already know the fee type and only need a direct result.
PayPal Business Fees by Market
Inspect the tracked market fee table if you want to see which rows exist before comparing them.
Friends & Family Fee Calculator
Use the dedicated personal-transfer calculator when sender, receiver, and funding source all matter.
Refund Loss Calculator
Open the refund calculator if the real concern is what happens after the original payment has already been made.
People Also Ask
How do I compare PayPal fee types on the same amount?
Use this comparison page to calculate multiple tracked PayPal fee rows on the same amount in one market instead of switching between separate calculators.